Habitation Insurance

Habitational insurance is a must to protect your building assets. And while habitational insurance isn't required by law, it's a wise investment to limit your liability in the event of a natural disaster or other calamity.

If your insurance policies are written improperly, your business may not survive financially. Habitational insurance policies should be specifically tailored to the specific location and should cover a variety of losses, including damage from fires/wind/hail, electrical surges, and even embezzlement by an employee should be considered.

Related to this----property valuations are frequent causes of conflict between insurers and the insured. You can avoid valuation problems by carrying the proper coverage. At Avolese Insurance Agency, we act as your vested partner to ensure the proper insurance company is chosen. We take into consideration the company's financial strength, the ease of servicing, and the claim's process. Avolese Insurance will choose the best policy in terms of coverage, terms, and cost effectiveness.

When committing to an insurance policy, an insured must look beyond just the price and consider multiple items relating to the type of coverage, coverage amount/limits, policy exclusions and other surprises/pitfalls that may come with a deeply discounted policy.

As part of our working together--- Avolese Insurance will go through each and every insurance option with a 'fine tooth comb' to ensure that you are completely informed/educated on your purchase of your specific real estate building insurance options. While some are trying to get the most coverage for the least amount of premium, we do not advise our client to jeopardize their property investments with an exclusion or not enough coverage. This could be a fatal mistake and cost an insured thousands and possibly millions of dollars in losses.
Bottom line...our Avolese Insurance Agency will compare and explain the differences that set us apart from your current insurance policies and coverage.