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Avolese Insurance Agency LLC
150 Broadhollow Road - PH6
Melville, N.Y. 11747

Tel  877-9Avolese
Fax 631-673-0364

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Dec 1, 2017
Avolese Insurance Agency proudly announces our redesigned website. We've added a great deal of helpful information to make navigating the world of insurance products a bit easier. Check back often as we continue to add more beneficial features.

Employee Group Benefits


Take care of employees while watching your bottom line with our range of Group Benefit options. At Avolese Insurance Agency we offer insurance solutions designed for the needs of every business, from Wall Street companies to Main Street businesses.


Short-term Disability (STD): Help protect their paycheck.
When employees are unable to work because of a disabling injury or illness, STD goes to work for them, replacing part of their income. Read More.
Long-term Disability (LTD): Continuing protection.
Like STD, our LTD product is carefully designed to emphasize ability, not limitations. It addresses your employees' need for a secure income together with your need for the best possible outcome at work. Read More.
Statutory Disability: Keeping it simple.
State-mandated disability insurance requirements can change with the next legislative session. To stay compliant, it takes expertise and up-to-date knowledge. Let The Hartford provide it. We'll help you meet the state's requirements, protect your workforce and help relieve your staff of the legal, regulatory and administrative burden.


Life benefits with foresight.
It's what you're not prepared for that can hurt you. The Hartford provides benefits with more foresight, to help your employees in many circumstances.
AD&D: For life's major bumps in the road.
Accidents happen to commuters as well as do-it-yourselfers, weekend joggers, workers and homebodies alike. So it makes sense to offer your employees protection with Accidental Death and Dismemberment (AD&D) coverage.
Accident: Specialty group protection for life's hardest knocks.
The Hartford offers special accident coverage for a variety of needs, from employees on business trips to students on field trips


An income protection package protects productivity as well as paychecks. Lifestyles as well as self-esteem. Offered as voluntary benefits, it can also curb company costs, while still offering employees group rates that would be difficult to obtain on their own.


Medical plans can be divided into four major types: Health maintenance organizations (HMOs), preferred provider organizations (PPOs), indemnity plans and point-of-service plans (POS). Learn More.


Accident insurance pays a predetermined lump sum to the beneficiaries of the policy if the insured is killed in an accident as a result of an injury or illness. Read More.


Employees who travel on business are well aware of the risks, and that awareness can distract their attention from business. Business Travel Accident coverage offers security beyond the protections provided by group life, workers' compensation and Social Security benefits. Should an accident occur, Business Travel Accident coverage would provide benefits to help the employee's family take care of the many expenses at the time of the accident, and beyond. That added security gives business travelers, "peace of mind," so they can keep their minds on business. Learn More.


As Baby Boomers retire in record numbers, the rise in new retiree health claims can be risky, especially for self-funding groups. The Hartford can help. We offer flexible solutions that shift the risk away from companies. While catering to the special needs of retirees with flexible solutions.
Employers need to manage their employees' time off from work. But they also need to stay on top of constantly changing laws and regulations that dictate state and federal leave policies. It can be an impossible juggling act, taking HR staff away from more productive business activities. That's why more employers rely on us to help with their leave management needs.


We offer plans that provide comprehensive, low-cost vision care coverage. All vision plan options cover exams;  frames, lenses, and contact lenses are a paid-in-full benefit. Availability is based on group size and participation requirements.


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