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Avolese Insurance Agency LLC
150 Broadhollow Road - PH6
Melville, N.Y. 11747

Tel  877-9Avolese
Fax 631-673-0364

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Dec 1, 2017
Avolese Insurance Agency proudly announces our redesigned website. We've added a great deal of helpful information to make navigating the world of insurance products a bit easier. Check back often as we continue to add more beneficial features.

Accidental Death & Dismemberment

Accident insurance pays a predetermined lump sum to the beneficiaries of the policy if the insured is killed in an accident as a result of an injury or illness.

Employers usually offer two types of accident insurance:

24-Hour and Business Travel:
Twenty-four-hour accident insurance covers any accident the insured may have at any time of the day. It is in addition to the benefits of a group life insurance policy.

Business travel accident insurance covers accidents the insured has while traveling on company business.

Estimated Value:
Some companies pay for accident insurance; others require the employee to pay. If your company pays for your accident insurance, tack on an additional 45 cents per $1,000 of annual coverage to your annual compensation package. If you have a family, add about 70 cents per $1,000 of annual coverage. Check with your employer for details.



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