Personal Umbrella Insurance
A cost effective way to protect your lifestyle, family and future
A personal umbrella policy is an extra layer of protection over and above the coverage limits of your auto, home or other policies. It covers lawsuits, settlements and jury awards. While the exact costs depend on your individual situation, the average premium for a $1,000,000 protection limit is approximately $275-$400- a year, which is affordable considering the enhanced coverage.
Do you have the coverage you may need?
Use our easy "Do you have the coverage you may need?" worksheet to review what you have at risk compared to the coverage you have in place. One area that's often underestimated is what you might have at risk based on your total future wages and earnings. If you find this issue overwhelming, don't worry...our trusted associates are glad to review your needs and coverage options with you.